Is the Oklahoma Driving Test Hard? (2026 Statistics)

The test

Service Oklahoma asks 20 questions and requires 75% correct - at least 15 right answers. That leaves a margin of 5 wrong - among the country's most forgiving pass-fail lines.

Oklahoma lifts driving restrictions before most states

In Oklahoma, a new driver picks up a learner's permit at 15½, holds it for 6 months, qualifies for an intermediate license at 16, and earns a full unrestricted license at 16½.

On Oklahoma's roads.

For every 100,000 licensed drivers aged 19 and under in Oklahoma, 24.1 die in a crash each year. The U.S. average is 16.8; Oklahoma ranks 44th lowest of 51.

Across all drivers, Oklahoma's road network sees 1.53 deaths per 100 million vehicle miles traveled. The U.S. average is 1.25.

What Oklahoma bans behind the wheel.

Oklahoma scores 2.5 of 6 on our distracted-driving rubric (rank 42nd of 51). The state prohibits texting and manual data entry for all drivers. Oklahoma's seat-belt law is primary enforcement - an officer may stop a vehicle for an unbuckled driver alone. Self-reported belt use is 92%.

What it costs to insure a car here.

Once you have the license, insurance is the real running cost. In Oklahoma, the average driver pays about $1,084 a year, less than the $1,282 a typical American pays. Here is where that sits next to the national average and the cheapest and priciest states.

About 12% of Oklahoma drivers carry no insurance at all (the national figure is 15.4%), and the least coverage the state lets a driver carry is $25,000 for injuries to one person, $50,000 total for injuries per accident, and $25,000 for property damage. Roll spend, uninsured drivers, affordability and required coverage together and Oklahoma lands 29th of 51 on our insurance-burden score, where 1st is the heaviest.

One way to trim the bill: Oklahoma law makes insurers give a discount for finishing an approved defensive-driving course (for drivers all ages), good for 3 years. The same course can also knock points off your record or help dismiss a ticket.

On two wheels.

Oklahoma's motorcyclist fatality rate is 7.32 deaths per 10,000 registered motorcycles - above the 6.87 U.S. average. Oklahoma's helmet law is partial - typically required only for younger riders.

Service Oklahoma's motorcycle knowledge test is 25 questions, with a 80% pass mark. Whether a safety course waives the Service Oklahoma road test is not something we have verified for Oklahoma, so check with Service Oklahoma before you count on it. Required for riders under 18.

On bigger rigs.

The Oklahoma CDL knowledge test is federally standardised - 50 questions, 80 percent to pass, the same content in every state. The CDL knowledge-test fee in Oklahoma is $4. Other fees and endorsement processing run through the Service Oklahoma.