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Is the Nebraska Driving Test Hard? (2026 Statistics)

Nebraska ranks T-17th of 51 on knowledge-test difficulty. The state has some of the most dangerous roads in the country and one of the country's highest shares of unbuckled occupant deaths.

Across the 51 jurisdictions, more lenient knowledge tests tend to pair with deadlier roads. Nebraska sits on the riskier side, near the bottom of the chart.

02550751000255075100Knowledge-test difficulty (0-100, higher is harder)Road-safety composite (0-100, higher is safer)Nebraska47th in road safetyT-17th-hardest test

Source: DMV IQ Driving Index. FARS 2023 · FHWA 2024 · CDC BRFSS 2023 · IIHS 2025.

The test

The DMV asks 25 questions and requires 80% correct - at least 20 right answers. That leaves a margin of 5 wrong. That places Nebraska near the middle of the national distribution on test difficulty.

Nebraska lifts driving restrictions before most states

In Nebraska, a new driver picks up a learner's permit at 15, holds it for 6 months, qualifies for an intermediate license at 16, and earns a full unrestricted license at 17.

  1. Learner's permit
    Age 15
    held 6 months, 50 hours (10 at night)
  2. Probationary license
    Age 16
    night ban 12 AM - 6 AM
  3. Full license
    Age 17
    all restrictions lift

    Full license earlier than the 18-year norm.

50 hours behind the wheel, with a parent watching.

Nebraska requires 50 supervised hours - above the national mean of 45.2, short of the IIHS-recommended 70.

0 hr25 hr50 hr75 hrNebraska: 50 hrNebraska50 hrNational mean: 45.2 hrNational mean45.2 hrIIHS recommended: 70 hrIIHS recommended70 hr
Supervised-driving hours required before unrestricted licensure. Source: IIHS state-laws table, 2025.

On Nebraska's roads.

For every 100,000 licensed drivers aged 19 and under in Nebraska, 13.7 die in a crash each year. The U.S. average is 16.8; Nebraska ranks 21st lowest of 51.

U.S. avg 16.8Nebraska13.7 deaths21st-lowest of 5101020304050← betterworse →Teen-driver deaths per 100,000 licensed drivers ≤19

Source: NHTSA FARS 2023 ÷ FHWA DL-22 2024.

Across all drivers, Nebraska's road network sees 1.04 deaths per 100 million vehicle miles traveled. The U.S. average is 1.25.

U.S. avg 1.25Nebraska1.04 deaths15th-lowest of 5100.511.52← betterworse →Deaths per 100 million vehicle miles traveled

Source: NHTSA FARS 2023 ÷ FHWA VM-2 2024.

What Nebraska bans behind the wheel.

Nebraska scores 4.0 of 6 on our distracted-driving rubric (rank 27th of 51). The state prohibits texting and manual data entry for all drivers and applies a total cellphone ban to teen and novice drivers. Nebraska's seat-belt law is secondary enforcement - an officer cannot stop a vehicle for an unbuckled driver unless another violation is present. Self-reported belt use is 89%.

What it costs to insure a car here.

Once you have the license, insurance is the real running cost. In Nebraska, the average driver pays about $981 a year, less than the $1,282 a typical American pays. Here is where that sits next to the national average and the cheapest and priciest states.

$0$500$1,000$1,500Florida (most expensive): $1,865Floridamost expensive$1,865U.S. average: $1,282U.S. average$1,282Nebraska (this state): $981Nebraskathis state$981North Dakota (least expensive): $808North Dakotaleast expensive$808
Average annual auto-insurance expenditure, 2023 (NAIC).

About 9.5% of Nebraska drivers carry no insurance at all (the national figure is 15.4%), and the least coverage the state lets a driver carry is $25,000 for injuries to one person, $50,000 total for injuries per accident, and $25,000 for property damage. Roll spend, uninsured drivers, affordability and required coverage together and Nebraska lands 40th of 51 on our insurance-burden score, where 1st is the heaviest.

Nebraska does not require insurers to discount for a defensive-driving course, though some may still offer one.

On two wheels.

Nebraska's motorcyclist fatality rate is 4.33 deaths per 10,000 registered motorcycles - well below the 6.87 U.S. average. Nebraska is one of 20 jurisdictions with a universal helmet law: every rider, every passenger, no age exemptions.

U.S. avg 6.87Nebraska4.33 deaths12th-lowest of 5105101520← betterworse →Motorcyclist deaths per 10,000 registered motorcycles

Source: NHTSA FARS 2023 · FHWA MV-1 2024.

DMV's motorcycle knowledge test is 25 questions, with a 80% pass mark. Whether a safety course waives the DMV road test is not something we have verified for Nebraska, so check with DMV before you count on it. All riders and passengers must wear a DOT-compliant helmet.

On bigger rigs.

The Nebraska CDL knowledge test is federally standardised - 50 questions, 80 percent to pass, the same content in every state. The CDL knowledge-test fee in Nebraska is $10. Other fees and endorsement processing run through the DMV.

Pass the DMV test before you take it.

Free Nebraska practice questions with instant explanations. Score 90 percent on three runs in a row and the real thing tends to look familiar.

Free Nebraska practice test

Nearby in the index.

Six more state pages - neighbors first, then the closest matches on road safety.

Is the Nebraska Driving Test Hard? (2026 Statistics) | DMV IQ