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Is the Maine Driving Test Hard? (2026 Statistics)

Maine ranks 6th-hardest of 51 jurisdictions on knowledge-test difficulty. The state has the country's strictest distracted-driving law and roads that are safer than most.

The 51 jurisdictions cluster along a clear line: stricter knowledge tests tend to pair with safer roads. Maine sits at the trend's far top-right end.

02550751000255075100Knowledge-test difficulty (0-100, higher is harder)Road-safety composite (0-100, higher is safer)Maine9th in road safety6th-hardest test

Source: DMV IQ Driving Index. FARS 2023 · FHWA 2024 · CDC BRFSS 2023 · IIHS 2025.

The test

The BMV asks 30 questions and requires 80% correct - at least 24 right answers. That leaves a margin of 6 wrong. Among the 51 jurisdictions, 5 are harder, and 45 are easier.

Maine lifts driving restrictions before most states

In Maine, a new driver picks up a learner's permit at 15, holds it for 6 months, qualifies for an intermediate license at 16, and earns a full unrestricted license at 17 + 3 months.

  1. Learner's permit
    Age 15
    held 6 months, 70 hours (10 at night)
  2. Probationary license
    Age 16
    night ban 12 AM - 5 AM
  3. Full license
    Age 17 + 3 months
    all restrictions lift

    Full license earlier than the 18-year norm.

70 hours behind the wheel, with a parent watching.

Before the road test, a Maine teen must log at least 70 supervised hours - one of the highest documented requirements in the country. The national mean is 45.2; the IIHS recommends 70.

0 hr25 hr50 hr75 hrMaine: 70 hrMaine70 hrNational mean: 45.2 hrNational mean45.2 hrIIHS recommended: 70 hrIIHS recommended70 hr
Supervised-driving hours required before unrestricted licensure. Source: IIHS state-laws table, 2025.

On Maine's roads.

For every 100,000 licensed drivers aged 19 and under in Maine, 8.3 die in a crash each year. The U.S. average is 16.8; Maine ranks 9th lowest of 51.

U.S. avg 16.8Maine8.3 deaths9th-lowest of 5101020304050← betterworse →Teen-driver deaths per 100,000 licensed drivers ≤19

Source: NHTSA FARS 2023 ÷ FHWA DL-22 2024.

Across all drivers, Maine's road network sees 0.89 deaths per 100 million vehicle miles traveled. The U.S. average is 1.25.

U.S. avg 1.25Maine0.89 deaths7th-lowest of 5100.511.52← betterworse →Deaths per 100 million vehicle miles traveled

Source: NHTSA FARS 2023 ÷ FHWA VM-2 2024.

The country's strictest law on driving with a phone in your hand.

Maine scores a full 6.0 of 6 on our distracted-driving rubric - the only state to do so. The law bans handheld phones for all drivers, prohibits texting and manual data entry for all drivers, and applies a total cellphone ban to teen and novice drivers. Maine's seat-belt law is primary enforcement - an officer may stop a vehicle for an unbuckled driver alone. Self-reported belt use is 93%.

What it costs to insure a car here.

Once you have the license, insurance is the real running cost. In Maine, the average driver pays about $856 a year, less than the $1,282 a typical American pays. Here is where that sits next to the national average and the cheapest and priciest states.

$0$500$1,000$1,500Florida (most expensive): $1,865Floridamost expensive$1,865U.S. average: $1,282U.S. average$1,282Maine (this state): $856Mainethis state$856North Dakota (least expensive): $808North Dakotaleast expensive$808
Average annual auto-insurance expenditure, 2023 (NAIC).

About 5.7% of Maine drivers carry no insurance at all (the national figure is 15.4%), and the least coverage the state lets a driver carry is $50,000 for injuries to one person, $100,000 total for injuries per accident, and $25,000 for property damage. Roll spend, uninsured drivers, affordability and required coverage together and Maine lands 51st of 51 on our insurance-burden score, where 1st is the heaviest.

One way to trim the bill: Maine law makes insurers give a discount for finishing an approved defensive-driving course (for drivers 55+), good for 3 years. The same course can also knock points off your record or help dismiss a ticket.

On two wheels.

Maine's motorcyclist fatality rate is 3.36 deaths per 10,000 registered motorcycles - well below the 6.87 U.S. average. Maine's helmet law is partial - typically required only for younger riders.

U.S. avg 6.87Maine3.36 deaths8th-lowest of 5105101520← betterworse →Motorcyclist deaths per 10,000 registered motorcycles

Source: NHTSA FARS 2023 · FHWA MV-1 2024.

BMV's motorcycle knowledge test is 25 questions, with a 80% pass mark. Whether a safety course waives the BMV road test is not something we have verified for Maine, so check with BMV before you count on it. Required for riders under 18, permit holders, and first-year endorsement holders.

On bigger rigs.

The Maine CDL knowledge test is federally standardised - 50 questions, 80 percent to pass, the same content in every state. The CDL knowledge-test fee in Maine is $70. Other fees and endorsement processing run through the BMV.

Pass the BMV test before you take it.

Free Maine practice questions with instant explanations. Score 90 percent on three runs in a row and the real thing tends to look familiar.

Free Maine practice test

Nearby in the index.

Six more state pages - neighbors first, then the closest matches on road safety.

Is the Maine Driving Test Hard? (2026 Statistics) | DMV IQ