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Is the Mississippi Driving Test Hard? (2026 Statistics)

Mississippi has one of the country's most forgiving knowledge tests. The state has the highest teen-driver fatality rate in the country and some of the most dangerous roads in the country.

The 51 jurisdictions cluster along a clear line: more lenient knowledge tests tend to pair with deadlier roads. Mississippi sits at the trend's far bottom-left end.

02550751000255075100Knowledge-test difficulty (0-100, higher is harder)Road-safety composite (0-100, higher is safer)Mississippi50th in road safety48th-hardest test

Source: DMV IQ Driving Index. FARS 2023 · FHWA 2024 · CDC BRFSS 2023 · IIHS 2025.

The test

The DPS asks 30 questions and requires 80% correct - at least 24 right answers. That leaves a margin of 6 wrong - among the country's most forgiving pass-fail lines.

Mississippi lifts driving restrictions before most states

In Mississippi, a new driver picks up a learner's permit at 15, holds it for 6 months, qualifies for an intermediate license at 16, and earns a full unrestricted license at 16½.

  1. Learner's permit
    Age 15
    held 6 months, none required by state law
  2. Probationary license
    Age 16
    night ban 10 PM - 6 AM

    Full license earlier than the 18-year norm.

No required hours behind the wheel.

Mississippi does not require any minimum supervised-driving hours before the road test - one of only a few states with no logged-hours mandate. The national average is 45.2 hours; the IIHS recommends 70.

0 hr25 hr50 hr75 hrMississippi: 0 hrMississippi0 hrNational mean: 45.2 hrNational mean45.2 hrIIHS recommended: 70 hrIIHS recommended70 hr
Supervised-driving hours required before unrestricted licensure. Source: IIHS state-laws table, 2025.

On Mississippi's roads.

For every 100,000 licensed drivers aged 19 and under in Mississippi, 43.9 die in a crash each year - one of the highest rates in America (the U.S. average is 16.8). Only 0 jurisdictions fare worse.

U.S. avg 16.8Mississippi43.9 deaths51st-lowest of 5101020304050← betterworse →Teen-driver deaths per 100,000 licensed drivers ≤19

Source: NHTSA FARS 2023 ÷ FHWA DL-22 2024.

Across all drivers, Mississippi's road network sees 1.76 deaths per 100 million vehicle miles traveled - among the highest rates in America. The U.S. average is 1.25.

U.S. avg 1.25Mississippi1.76 deaths50th-lowest of 5100.511.52← betterworse →Deaths per 100 million vehicle miles traveled

Source: NHTSA FARS 2023 ÷ FHWA VM-2 2024.

What Mississippi bans behind the wheel.

Mississippi scores 2.5 of 6 on our distracted-driving rubric (rank 42nd of 51). The state prohibits texting and manual data entry for all drivers. Mississippi's seat-belt law is primary enforcement - an officer may stop a vehicle for an unbuckled driver alone. Self-reported belt use is 89%.

What it costs to insure a car here.

Once you have the license, insurance is the real running cost. In Mississippi, the average driver pays about $1,200 a year, less than the $1,282 a typical American pays. Here is where that sits next to the national average and the cheapest and priciest states.

$0$500$1,000$1,500Florida (most expensive): $1,865Floridamost expensive$1,865U.S. average: $1,282U.S. average$1,282Mississippi (this state): $1,200Mississippithis state$1,200North Dakota (least expensive): $808North Dakotaleast expensive$808
Average annual auto-insurance expenditure, 2023 (NAIC).

About 28.2% of Mississippi drivers carry no insurance at all (the national figure is 15.4%), and the least coverage the state lets a driver carry is $25,000 for injuries to one person, $50,000 total for injuries per accident, and $25,000 for property damage. Roll spend, uninsured drivers, affordability and required coverage together and Mississippi lands 6th of 51 on our insurance-burden score, where 1st is the heaviest.

One way to trim the bill: Mississippi law makes insurers give a discount for finishing an approved defensive-driving course (for drivers 55+), 10%, good for 3 years. The same course can also knock points off your record or help dismiss a ticket.

On two wheels.

Mississippi's motorcyclist fatality rate is 19.72 deaths per 10,000 registered motorcycles - well above the 6.87 U.S. average. Mississippi is one of 20 jurisdictions with a universal helmet law: every rider, every passenger, no age exemptions.

U.S. avg 6.87Mississippi19.72 deaths51st-lowest of 5105101520← betterworse →Motorcyclist deaths per 10,000 registered motorcycles

Source: NHTSA FARS 2023 · FHWA MV-1 2024.

DPS's motorcycle knowledge test is 25 questions, with a 80% pass mark. Whether a safety course waives the DPS road test is not something we have verified for Mississippi, so check with DPS before you count on it. All riders and passengers must wear a DOT-compliant helmet.

On bigger rigs.

The Mississippi CDL knowledge test is federally standardised - 50 questions, 80 percent to pass, the same content in every state. The CDL knowledge-test fee in Mississippi is $16. Other fees and endorsement processing run through the DPS.

Pass the DPS test before you take it.

Free Mississippi practice questions with instant explanations. Score 90 percent on three runs in a row and the real thing tends to look familiar.

Free Mississippi practice test

Nearby in the index.

Six more state pages - neighbors first, then the closest matches on road safety.

Is the Mississippi Driving Test Hard? (2026 Statistics) | DMV IQ